Bank statement analysis
done in minutes
Upload CSV or PDF statements from any major SA bank. Auto-categorize transactions, generate VAT reports, and export accountant-ready spreadsheets — all in under a minute.
Every feature, real and working
No vaporware. Every capability listed here is built, tested, and ready to use today.
Multi-Bank Support
Auto-detects and parses statements from FNB, Standard Bank, ABSA, Capitec, Nedbank and Investec. Manual column mapping available for any other bank.
CSV & PDF Upload
Upload CSV exports or PDF statements. OCR-powered extraction handles scanned PDFs with support for Afrikaans and English formats.
Auto-Categorization
Rule-based engine with a built-in South African merchant database. 15 default categories, custom categories, and learned patterns that improve over time.
VAT Calculation
Automatic 15% SA VAT computation per transaction. Configure VAT per category. Export VAT Input and Output reports with date range filtering.
Excel & PDF Export
Export categorized transactions, monthly summaries, per-category breakdowns and accountant reports. Available in Excel, PDF and CSV.
Invoice Matching
Upload invoices and auto-match them to bank transactions using supplier name similarity, amount matching and date proximity scoring.
Multi-Client Management
Manage multiple clients from a single account. Each client has isolated transactions, rules, categories, invoices and financial years.
Inline Editing
Edit transactions, categories and merchants directly in the table. Bulk-categorize by keyword or selection. Undo bulk actions instantly.
Analytics Dashboard
Cash flow charts, income vs expense trends, category breakdowns, merchant analytics and recurring transaction detection — all in one view.
Financial Years
Define financial year periods per client. Archive completed years and access historical data in read-only mode at any time.
Reconciliation
Set opening and closing balances. Running balance validation with deterministic arithmetic verification and 1-cent tolerance.
Custom Rules Engine
Create keyword-based categorization rules with priority ordering. Clone rules across clients. Auto-apply on every upload.
Three steps. That's it.
From raw bank statement to categorized, exportable data in under a minute.
Upload your statement
Drag and drop a CSV or PDF bank statement. The system auto-detects whether it is FNB, Standard Bank, ABSA, Capitec, Nedbank or Investec and parses accordingly. For unsupported formats, map your columns manually.
Review & categorize
Transactions are auto-categorized using built-in rules and learned patterns. Edit inline, bulk-categorize by keyword, or create custom rules that apply to every future upload.
Analyze & export
View monthly summaries, cash flow charts, category breakdowns and merchant analytics. Export to Excel, PDF or CSV — including dedicated VAT reports for your accountant.
Free to use. No credit card required.
What you'll actually see
A clean dashboard built for speed and clarity. No clutter.
| Date | Description | Amount | Category |
|---|---|---|---|
| 2026-01-15 | WOOLWORTHS FOOD | - R 892,50 | Groceries |
| 2026-01-15 | SALARY DEPOSIT | + R 35 000,00 | Salary |
| 2026-01-14 | ENGEN GARAGE | - R 650,00 | Fuel |
| 2026-01-14 | CITY OF CPT ELECTRICITY | - R 1 245,80 | Utilities |
| 2026-01-13 | VODACOM AIRTIME | - R 199,00 | Telecom |
Everything you need, nothing you don't
Reconex is purpose-built for South African bank statement formats, VAT rules and accounting workflows.
Supported banks
4 SA Banks supported
Statements from FNB, Standard Bank, ABSA and Capitec are parsed automatically. More banks are on the roadmap.
CSV and PDF — including scanned
Upload digital bank exports or scanned PDF statements. OCR handles both English and Afrikaans text formats.
15% SA VAT, per transaction
Automatic VAT calculation on every transaction. Configure which categories are VAT-applicable. Export VAT Input and Output reports.
Export to Excel, PDF or CSV
Export your categorized data as spreadsheets, PDFs or CSV files — including monthly summaries and accountant-ready reports.
Encrypted at rest and in transit
All data is encrypted in storage and over the wire. Authentication uses JWT with bcrypt-hashed passwords and rate-limited resets.
Free plan — no hidden limits
The free plan has no cap on statements, transactions, clients or exports. Paid tiers add multi-client management and priority support.
Try it now — completely free
Reconex is in active development. Sign up for free access, and your feedback directly shapes what gets built next.
Create a free accountCommon questions
Everything you need to know about Reconex
Ready to stop categorizing
transactions by hand?
Upload your first statement in under a minute. Free plan includes unlimited uploads, auto-categorization, VAT reports and Excel exports.